10/1/2026 - HUD Section 184 Upfront Loan Guarantee Fee Update
Effective October 1, 2026, HUD has announced an increase in the upfront loan guarantee fee for the Section 184 Indian Housing Loan Guarantee Program.
The upfront loan guarantee fee will increase from 1.00% to 1.5% and will apply to all Section 184 program loans receiving a Section 184 firm commitment with a cohort number on and after October 1, 2026.
For pipeline loans that do not have a cohort/reservation, these loans will need to be manually updated once cohort numbers are able to be ordered and increase the upfront loan guarantee fee to 1.5%.
New loans created on and after October 1, 2026, will also need to be manually updated to the new upfront loan guarantee fee of 1.5% until systems have been updated.
Reminder
As communicated in Bulletin 2026-09-25 Government Update: HUD Section 184, HUD has temporarily suspended the issuance of Section 184 cohort numbers until the system reopens for fiscal year 2027.
Guidelines: AllRegs > Government Program Summaries & Matrices > HUD Section 184
Questions? Please reach out to your account executive.