08/27/2026 - Jumbo: Guideline Updates
Effective immediately for new applications and loans in the pipeline unless otherwise noted below.
Yosemite and Yosemite B
Effective immediately for new applications and loans in the pipeline unless otherwise noted below.
Yosemite AUS and Yosemite B
Transfer appraisals are now permitted with the following requirements:
- Copy of appraiser’s license.
- Copy of appraiser’s Errors and Omissions (E&O) insurance declaration page.
- Appraiser Independence Requirements (AIR) Certification from the appraisal management company who facilitated the order.
- Assignment letter from previous lender.
- Transferred appraisals must be dated less than 120 days from subject note date.
Yosemite B
A new Overlay section has been added to the Guidelines. The following overlays have been added:
- Condotels
- Non-Warrantable Condominiums
The Investor Program Eligibility Supplement Document has also been updated to the most recent version.
Reference: AllRegs > Jumbo Guidelines > Yosemite >
- Yosemite Jumbo B Program
- Yosemite AUS Jumbo Product Summary
Questions? Please reach out to your account executive.