Self-Employed Borrowers
Simpler solutions for business owners and contractors
Self-employed clients often don’t qualify with traditional tax returns. That’s where SmartSelf comes in – using bank statements or 1099s to show true income. Perfect for entrepreneurs, contractors, and gig-economy workers, this program helps them buy or refinance without amending taxes or losing deductions.
Highlights:
· Qualify with 12-24 months of bank statements or 1099s
· Loan amounts up to $3.5M
· Credit scores starting at 640
· Up to 90% LTV
· 1-4 unit homes, condos, and co-ops eligible
· P&L at 75% LTV