We are proud to offer the U.S. Department of Agriculture (USDA) Guaranteed Rural Housing Program

Utilize this program to help low-to-moderate income families achieve homeownership in your eligible communities. To determine property eligibility and income limits visit http://eligibility.sc.egov.usda.gov.


Eligibility Guidance:



^LTV may exceed 100% only by the amount of the Guarantee Fee financed.
*Standard USDA ratios of 29%/41% may be exceeded in these buckets in instances where an RD Waiver is documented
Value to be based off of original loan balance. If the loan we are refinancing was originated before 1/1/2009 and is in AZ, CA, FL, NV, or MI, a 2055E or 1004 will be required; these loans will be limited to a maximum LTV/CLTV or 125%.


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