NewRez’s SmartEdge product offers competitive financing solutions for borrowers that fall just outside of standard agency and prime jumbo programs.


  • Loan amounts up to $3,000,000
  • LTV up to 90%
  • Minimum credit score of 660
  • DTI up to 50%
  • Only 2-4 year seasoning for serious derogatory credit events
  • Purchase, Rate & Term or Cash-out Refinance available
  • Non-Warrantable condos permitted
  • Use asset amortization/depletion to qualify
  • 30-year Fixed Rate and 30-year IO Fixed Rate