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USDA

USDA OVERVIEW

We are proud to offer the U.S. Department of Agriculture (USDA) Guaranteed Rural Housing Program

HIGHLIGHTS

  • 100% LTV
  • 36mo. seasoning on BK & foreclosure
  • FICO now minimum 680 purchase and R/T, 700 for streamlined and streamlined assist
  • Roll eligible fees into the loan
  • Gift funds permitted
  • Government down payment assistance OK
  • 0x30x24 for purchase and R/T, 0x30x12 for streamlined and streamlined assist

Utilize this program to help low-to-moderate income families achieve homeownership in your eligible communities. To determine property eligibility and income limits visit http://eligibility.sc.egov.usda.gov.