Disclosure that provides loan options with detailed rate and loan cost information, to assist the borrower in choosing the correct loan for their financial situation.
Borrower signs to certify the transaction is an "Arm's Length Transaction," meaning the transaction has been negotiated by unrelated parties with no prior relationship.
The Broker Reference Guide is a one page cheat sheet containing account team contact information, client services contact information, and helpful hints.
A summary of information to make a reasonable, good-faith determination that the borrower has a reasonable ability to repay the loan they have applied for.
Please upload the completed form to the Portal in the Upload Documents screen within your loan. Note that the ABA Attestation form pairs with this one.
FHA Identify of Interest certification is for any relationship where the purchaser and seller are related, and/or affiliated through a business relationship.
Certification to affirm the property has been inspected, and that if it was damaged in a recently declared disaster, that it has been restored to its previous condition.
RADIAN Notification of Mortgage Insurance Modification (For use with Same and New Servicer Performing HARP refinances, and all non-performing loan modifications).
Rental Income and Bedroom Count are required on non-owner occupied 1-4 unit properties as well as owner occupied 2-4 units regardless if rental income is used to qualify.
SmartVest Business Purpose Loan Certification - Borrower
The borrowers confirm that the loan is for business, commercial purposes and they shall not occupy the Property described above for more than 14 calendar days.
This checklist should be completed in instances where the solar panels are leased from or owned by a 3rd party under a Power Purchase Agreement (or similar agreement).
This disclosure is to assist borrowers and mortgage loan originators in determining the tangible net benefit that the proposed loan will provide to the borrower in CO.
This worksheet shall be used by the Lender to determine whether the home loan listed above is in the interest of the borrower(s) pursuant to Mass. Gen. Laws.
This Net Tangible Benefit Worksheet has been prescribed by the Commissioner of Financial Regulation in conformity with COMAR, for the state of Maryland.
This worksheet is to be used in the determination of a borrower's tangible net benefit as the benefit relates directly to the new loan extended, in the state of Virginia.
Worksheet must be used in the determination of a borrower's tangible net benefit as the benefit relates directly to the new loan extended, in the state of West Virginia.
