SmartChoice Retirement

New Penn Financial is retiring the SmartChoice products effective with new locks on or after May 22, 2018.

The Dream Big product is a great alternative with 20, 25 and 30-year fixed terms and loan amounts up to:

  • $3,000,000 for purchases and rate/term refinances for primary residences and second homes
  • $3,000,000 for primary residence cash out, and $2,000,000 for second home cash out with maximum cash out of $750,000
  • $1,000,000 for investment property purchases, rate/term refinances and cash out, with maximum cash out of $500,000


Please visit our Product Profiles page for full details on our Dream Big product.