FEMA Declared Disaster in California – Conventional and VA
FEMA Declared Disaster in California – Conventional and VA
Updated September 2, 2020
On August 22, 2020, FEMA announced a Major Disaster Declaration pertaining to fires in California, with an incident date of August 14, 2020. No incident end date has been declared at this time.
On August 26, 2020, NewRez released Announcement 2020-098 that closings and fundings would be paused in those counties.
Effective immediately, NewRez is lifting the pause in closings and fundings of Conventional and VA loans in certain zip codes. This applies to the zip codes below in the eight (8) counties that have been identified and designated for Individual Assistance from FEMA.
FHA and USDA loans remain ineligible for closing or funding at this time.
The requirements below must be met in order to close or fund in these zip codes:
Conventional:
- Borrower attestation, signed and dated, that there is no damage and they agree to the closing and funding of the loan
- Evidence of acceptable insurance policy in place
VA:
- Veteran’s Certification, signed and dated:
- I have inspected the property located at ____________and find its condition now to be acceptable to me. I understand that I will not be charged for any disaster‐related expenses and now wish to close the loan.
- Evidence of acceptable insurance policy in place
County |
Zip Codes Eligible for Closing and Funding |
||
Lake |
· 95458 · 95443 |
· 95451 · 95453 |
· 95464 |
Monterey |
· 93940 · 92943 · 93426 · 93450 · 93907 · 93921 · 93922 · 93923 · 93925 |
· 93926 · 93927 · 93928 · 93930 · 93932 · 93933 · 93940 · 93942 · 93943 |
· 93944 · 93950 · 93953 · 93954 · 93955 · 95004 · 95012 · 95039 |
Napa |
· 94503 |
· 94559 |
|
San Mateo |
· 94002 · 94003 · 94005 · 94010 · 94011 · 94012 · 94014 · 94015 · 94016 · 94017 · 94018 · 94019 · 94025 · 94026 · 94027 · 94028 · 94029 |
· 94030 · 94031 · 94037 · 94038 · 94044 · 94045 · 94059 · 94061 · 94062 · 94063 · 94064 · 94065 · 94066 · 94067 · 94070 · 94071 · 94074 |
· 94080 · 94083 · 94096 · 94098 · 94099 · 94128 · 94307 · 94308 · 94401 · 94402 · 94403 · 94404 · 94405 · 94406 · 94407 · 94408 · 94409 |
Santa Cruz |
· 95001 · 95003 · 95010 · 95019 |
· 95033 · 95062 · 95063 · 95064 |
· 95065 · 95073 · 95076 · 95077 |
Solano |
· 95620 · 94592 · 94589 · 94591 |
· 94590 · 94510 · 94585 · 94512 |
· 94571 · 95690 |
Sonoma |
· 94515 · 94923 · 94927 · 94928 · 94931 · 94951 · 94952 · 94953 · 94954 · 94955 · 94972 · 94975 · 94999 · 95401 |
· 95402 · 95403 · 95404 · 95405 · 95406 · 95407 · 95408 · 95409 · 95412 · 95419 · 95422 · 95431 · 95433 · 95439 |
· 95442 · 95444 · 95450 · 95452 · 95462 · 95465 · 95472 · 95473 · 95476 · 95480 · 95486 · 95487 · 95497 |
Yolo |
· 95605 · 95612 · 95616 · 95617 |
· 95618 · 95645 · 95691 · 95776 |
· 95798 · 95799 · 95937 |
As with all disasters, the affected areas are not definitively confirmed until FEMA formally designates such areas, which occurs following the completion of the incident and an assessment of the damage. As a result, we will continue to monitor FEMA announcements for impacted areas in order to update any additional impacted counties.